Tax time! For some of us, it is a welcome time of the year, others simply dread it. If you are currently preparing to purchase a new home, and are expecting a refund, it is a great time to top off those funds you have been saving for your down payment or closing costs. Your refund check is a perfect way to support crossing the finish line!
To ensure you don’t get side tracked when the refund check arrives, here are a few bullet points to keep your focus.
- Write your plan down- seeing it is believing it! Check in with your timeline often to keep your sights on the end goal
- It is a hot market so NOW is the time to meet with a lender to get your pre-approval- this will help you identify how much you likely will need for your down payment or closing costs. Take advantage of current lower interest rates, and gather an understanding of the various home buyer programs with low down payment options available to you.
- Align with a Realtor to support your goal of home ownership. Having an agent work for you is a best practice, especially in this market!
A team working FOR YOU and alongside of you will help you keep your focus and offer you the support and guidance along the way.
Tax time is a good time to put your refund to work for you in a way that will keep giving back for many years to come!