Blog :: 02-2021

National Dog Biscuit Day!

Feb 23rd Was National Dog Biscuit Day!

We meant to share this yesterday, but computer issues got in the way.  I don’t think the dogs will mind if their homemade dog biscuit is late.

We thought this could be a great activity for school vacation week, have the kids create homemade dog biscuits for their favorite dog, be it their own, a friends or neighbor’s dog. 

Click here to visit nationaldaycalendar.com to find out the history of National Dog Biscuit Day and multiple dog biscuit recipes to pick from.  Then have fun creating and sharing with your favorite dog(s).

Just remember if you choose a peanut butter based recipe, to read your peanut butter ingredients label as some have an all natural sugar substitute “xylitol” that’s ok for people but extremely poisonous to dogs.

 

 

 

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    Getting ready for closing!

    Getting ready for closing!

       Line up movers

     

       Transfer Utilities

     

       Buy supplies - Ask us for our New Home Shopping List.

     

    Preregister for our First Time Home Buyer Event taking Place February 24th @ 7:00PM

    CLICK HERE

     

    Address Change - Ask us for our Address Change Checklist.   

     

    Bank check 1-2 days prior to closing - Attorney will let you know how to bring.   

     

    Final walkthrough day before or day of closing.   

     

    We also have a detailed Moving Check List and Kids and Moving tip sheet,

    give us a call and we can get you a copy!

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      You are under contract, now what?

      You are under contract, now what?

      Preregister for our First Time Home Buyer Event taking Place February 24th @ 7:00PM

      CLICK HERE

      Time to make your formal application to your lender for a mortgage for the property. We can send the Purchase & Sales for you to help you get started.

      Next get your inspections scheduled. A Building Inspector may not be able to complete all inspections for you. We will help you find the specialized services you may need.

      Pay your appraisal and credit report fee to your lender.

      Choose and attorney to complete the title search and discuss title insurance.

      The bank may ask you for additional paperwork and sometimes repeat paperwork. Be sure to get it to them as quickly as possible to stay on track.

         Reach out to an insurance agent for your homeowners’ policy.

         Your specific contract may include additional contingencies specific to the property you are purchasing and our Closing Coordinator will be guiding you through the contract timeline to be sure you complete everything on time.

         We also will be creating a Closing Check List for you to be sure you have a simple timeline to follow to complete your  contingencies!

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        Valentine's Day Date Night Game: Conversation Stones

        Valentine’s Day Date Night Game: Conversation Stones

            Found this game on mycreativedays.porch.com. Love the idea, so thought we  would share it. Hope it creates a time        of great conversation and memories!

            Happy Valentine’s Day!

            Sincerely, The Marcelino Team

        mycreativedays.porch.com

        Supplies Needed

        A bag of clear glass stones*

        Craft glue*

        Scissors

        Pink printer paper (or any color you have)

        A paint brush

         

        Directions

        Decide what to put on your conversation stones.

        Type them up and print them out. {You will find a free Conversation Starter printable on mycreativedays.porch.com}.

        Cut out the conversation starters.

        Paint glue on the back of each stone and adhere the paper on it (face side down) .

        Paint a few coats of the white glue on the back of the paper as well to ensure it stays on. (Wait for the glue to dry between each coat.)

         

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          You found the house! How do you make an offer?

          You found the house!

          How do you make an offer?

          There are a lot of details to take in consideration when writing an offer. It can be very overwhelming trying to be sure you have everything covered at such an exciting time. A Realtor can help provide you with the tools to make your decisions and Realtor that represents you can guide you to be sure you are protected and making a good offer.

          Preregister for our First Time Home Buyer Event taking Place February 24th @ 7:00PM

          CLICK HERE

             Common Questions;

             Should you do a home inspection?

             What other inspections should you know about?

             How long does finance approval take?

             Do I need an appraisal?

             How long until closing?

          How much should I give for an earnest money deposit and where does it go?   

          Do I give the seller a certain amount of time to respond to my offer?   

          Do I need to request a Fire & Safety Inspection?   

          How will I decide the right price to offer?   

          What am I missing?   

           

          We have ALL these answer for you, give us a call!

           

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            Now you know how much you can buy! It is time to research the market!

            Now you know how much you can buy! It is time to research the market!

            By aligning with a Realtor, we can help you with your research. With access to our local MLS, we can provide Active, Pending and Sold properties to give you an idea of what the market looks like in your price range and the areas you are looking.

            We also can be sure you know about new listings as soon as they come on the market.

            Did you know with our Mobile Website you can search for properties “Near Me?” SO, if you see a house with a sign out front, you can open the website and click search near me and the property should show up and give you all the details! And of course, if it does not for some reason, just give us a call and we can find out all the details for you. We want to be your one stop shop!

            Lastly, when you find the home you think you want to write an offer on, we can complete a Comparative Market Analysis for you. And if you have signed Exclusive Right to Represent Buyer Agreement with a Realtor, we can help guide you in making your offer.

            Exclusive Right to Represent Buyer Agreement

            • What is this?
            • Why do I need a Realtor to work for me?
            • How much does a Realtor cost?
            • Give us a call and we can go over all the details!

            Place your trust in a team that works collaboratively through your Real Estate transaction through to closing. You are not just a sale with The Marcelino Team.  Our clients return time and time again to buy and sell with The Marcelino Team.

            Preregister for the First Time Home Buyer Zoom Event here; https://us02web.zoom.us/meeting/register/tZcuduqrpzMpGtHVDyhwLgecuJ-FyFkX1zOG

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              SUPER BOWL LV - Cheeseburger Casserole

              SUPER BOWL LV

              Kansa City Chiefs  vs Tampa Bay Buccaneers

              Great Recipe for Game Day!

               

              Cheeseburger Casserole

              Not sure of its’ origins and measurements are based on desired taste.

               

              Ingredients

              1 Bag of Potato Crispy Crowns

              1 Onion chopped

              1 clove garlic minced

              Oil

              1 to 1.5# Hamburger

              Dill Pickles chopped

              Mustard

              Ketchup

               

              Directions

              Preheat oven per Crispy Crown Directions.

              Bake Crispy Crown for half the time on directions.

              While baking, chop onion, mince garlic and sauté them in a frypan with a little oil until softened.

              Add in the hamburger and cook until done.

              Remove meat mixture from heat and add mustard, ketchup and dill pickles until get desired taste.

              Place meat mixture in a greased casserole.

              Top with 4 slices of American cheese, then top with the partially cooked crispy crowns.

              Bake for the remainder of the crispy crown direction time or until cheese is melted and crowns are crisp.

               

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                Considering Buying a home - How do you get started?

                Considering Buying a home - How do you get started?

                The Marcelino Team breaks it down for you here step by step. Purchasing a new home is one of the most important steps you will take to secure your future.  Understanding the process will ensure your success! You want to work with trusted advisors. 

                Step 1 – Align with a Realtor

                Why Choose The Marcelino Team?

                · Family owned business with combined 76 years of experience who prides itself on honest, high quality service. We have been serving Homebuyers since 1977. We can guide you through the process from finding the right home, finding the right lender for you (not all lenders are the same and have what you may need for financing), inspection, Attorney, etc.

                · More to come in the next slide ...

                Step 2- Align with a Lender

                Pre-Qualification or Pre-Approval? What do I need to provide to prove my income? How will I know how much I qualify for? What do I need for my Realtor to provide proof of funds? These are just some of the questions you will consider in taking this next step.

                · Begin with The Marcelino Team! We can give you guidance on what you will need for your appointment with your lender.

                · Consider your current banking institution.

                · Another local bank or Mortgage Company.

                · If you aren’t sure where to go, we would be happy to provide you with recommendations.

                 

                What will I learn from my lender?

                A lender will tell you based on your income and expenses what you will qualify for in a mortgage and what the estimated monthly expenses would be for that mortgage.

                Questions to ask your lender.

                · What type of loan programs do I qualify for?

                · How much money will I need to put down?

                · What are closing costs, who are they for and how much do they cost?

                · Are there any other fees I should know about?

                What not to do

                Be sure if you are shopping lenders you do not let them all pull your credit report, this could cause your credit score to drop. Wait until you have made the connection with the lender you want to work with.

                 

                 

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