Blog :: 02-2015

What is Private Mortgage Insurance?

As a first time buyer you may here about Private Mortgage Insurance or PMI, and until explained what it is by a lender or Realtor you may have no idea what exactly it is. 

Click this link for a good definition of what Private Mortgage Insurance is and if it is something you may have to pay for - Private Mortagage Insurance


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    Happy Valentine's Day

    What a wonderful day Valentine's Day is!


    It's the only holiday set aside just to tell all the special people in our lives how much they mean to us. So here's wishing you and your family a very Happy Valentine's Day. May your day be filled with all the warmth and joy your heart can hold!


    To help you celebrate Valentine's today, here's a delicious dessert recipe for two!



    The Marcelino Team

    Cappuccino Soufflé: 



    • 1 teaspoon butter or margarine

    • 1 tablespoon sugar

    • 1/4 cup sugar

    • 1 tablespoon instant coffee

    • 1 teaspoon vanilla extract

    • 1/8 teaspoon ground cinnamon

    • 1 teaspoon water

    • 2 large egg whites

    • 1/8 teaspoon cream of tartar 


    Chocolate Sauce:

    • 1/4 cup half-and-half or light cream

    • 1 ounce semisweet chocolate

    • 1 teaspoon butter or margarine

    • 1/2 teaspoon instant coffee

    • 1/8 teaspoon ground cinnamon 



    Preheat oven to 375° F. Prepare Cappuccino Soufflé:  Grease two 6- to 8-ounce ramekins with butter; sprinkle with 1 tablespoon sugar. In cup, stir coffee, vanilla, and cinnamon until dissolved. In large bowl, with mixer at high speed, beat egg whites and cream of tartar until soft peaks form. Beating at high speed, sprinkle in 1/4 cup sugar until stiff peaks form. Add coffee mixture and beat on low speed just until blended. Spoon mixture into ramekins. Bake 10 minutes or until soufflés are puffed and edges are browned.

    Meanwhile, prepare Chocolate Sauce:  In microwave-safe 1-cup liquid measure, combine sauce ingredients. Cook in microwave oven on High 30 seconds; stir, scraping chocolate from bottom of cup. Cook 15 seconds; stir until smooth.Serve soufflés immediately. With spoon, break centers of soufflés and pour in sauce.


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      Penguin Plunge

      Looking for something to do this weekend?


      Why not observe the men, women and children jumping into the frigid lake to raise money for the Special Olympics.


      Click the link below for all the details of where and when!




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